Property Insurance comprehensively protects business owners against loss or damage to their company’s assets, providing them with an easy path to recovery
Main Cover
Fire & Allied Hazards Insurance
This cover provides comprehensive protection against fires, lighting, storms, hurricanes, earthquakes, floods, impact damages, etc. The property to be insured may consist of the following assets: building , furniture, fixtures and fittings, plant and machinery, office equipment and stock in trade – from raw materials to finished products
Property All-Risk Insurance
This is a comprehensive cover which offers protection against all perils. The sum insured may be either on the basis of the actual value or the new replacement value of the property. Business interruption cover can be opted as well to cover loss of profits and provide business continuity.
Consequential Loss of Profit Insurance
This cover provides business interruption protection that is designed to restore your business to the same financial position as if the loss had not occurred. The interruption period starts from the date of the loss (two-weeks deductible) and extends to when the business’s turnover and profit levels are back to where they were prior to the loss. It is essential that a loss of profits policy is tailor-made to meet your exact requirements.
Money Insurance
This policy is designed to cover your business against loss of company money. This product covers ‘Money’ carried by the Insured or the authorized employees/messengers whilst in transit. Money that has not been disbursed and has been retained in a safe is also covered. Money means and includes cash, bank drafts, currency notes, treasury totes, cheques, postal orders and current postage stamps. Key benefits: All-Risks cover, including theft and robbery, as well as fire or any other accident. Damages covered.
Fidelity Guarantee Insurance
This cover is designed to cover your business against financial losses caused due to fraud or dishonesty such as misappropriation of money or goods (stock in trade and in the custody of the insured). Policy can be arranged for individual names or positions or several groups of employees.
At your Service
If you would like to submit a claim, our dedicated claims team can help you anytime, anywhere. Call 8001160020and one of our customer service representatives will guide you through your claim.