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Group Healthcare Insurance

Your employees are the lifeblood of your business

Whatever your business model, SME or large corporate, you can find the most suitable insurance product.

SME

“GIG SME Healthcare” plans are designed for small and medium group companies that include between 2 to 500 members. GIG offers you comprehensive range of healthcare insurance plans to meet your employees’ health needs and provide them with best protection against the unexpected medical expenses.

Large Corporate

Our 'Comprehensive' Plan includes cover for In-patient, Out-patient, Dental, Optical, Maternity and various other benefits provided by different types of medical providers across Saudi Arabia and the globe including hospitals, clinics, pharmacies, medical centers, radiology, dentists and optical.

Product Summary

Network	Area of cover	Room & Board	Maternity	Deductible	Coinsurance - Generic	Coinsurance - Innovative	Dental - Corrective	Dental - RCT & Emerg.	Optical care	IEMA
VVIP 1	Regional	Suite room	20,000 SAR	Nil	Nil	Nil	2400 SAR	1600 SAR with no deduction	1200 SAR	Covered
VVIP 3	KSA only	Suite room	20,000 SAR	10% max 50SAR	20% max SAR 30	50% with no cap	1800 SAR	1200 SAR with 20%	1000 SAR	Covered
VIP 1	KSA only	Suite room	15,000 SAR	20% max 50SAR	20% max SAR 30	50% with no cap	1500 SAR	1000 SAR with 20%	750 SAR	Covered
VIP 2	Regional	Suite room	20,000 SAR	Nil	Nil	Nil	2400 SAR	1600 SAR with no deduction	1200 SAR	Covered
VIP 3	KSA only	Suite room	20,000 SAR	10% max 50SAR	20% max SAR 30	50% with no cap	1800 SAR	1200 SAR with 20%	1000 SAR	Covered
VIP 4	KSA only	Suite room	15,000 SAR	20% max 50SAR	20% max SAR 30	50% with no cap	1500 SAR	1000 SAR with 20%	750 SAR	Covered
VIP 5	Regional	Suite room	15,000 SAR	10% max 50SAR	20% max SAR 30	50% with no cap	1800 SAR	1200 SAR with 20%	1000 SAR	Covered
VVIP2	KSA only	Suite room	15,000 SAR	10% max 50SAR	20% max SAR 30	50% with no cap	1200 SAR	800 SAR with 20%	400 SAR up to 14 years age	Covered

Network	Area of cover	Room & Board	Maternity	Deductible	Coinsurance - Generic	Coinsurance - Innovative	Dental - Corrective	Dental - RCT & Emerg.	Optical care	IEMA
VVIP 1	Regional	Suite room	20,000 SAR	Nil	Nil	Nil	2400 SAR	1600 SAR with no deduction	1200 SAR	Covered
VVIP 3	KSA only	Suite room	20,000 SAR	10% max 50SAR	20% max SAR 30	50% with no cap	1800 SAR	1200 SAR with 20%	1000 SAR	Covered
VIP 1	KSA only	Suite room	15,000 SAR	20% max 50SAR	20% max SAR 30	50% with no cap	1500 SAR	1000 SAR with 20%	750 SAR	Covered
VIP 2	Regional	Suite room	20,000 SAR	Nil	Nil	Nil	2400 SAR	1600 SAR with no deduction	1200 SAR	Covered
VIP 3	KSA only	Suite room	20,000 SAR	10% max 50SAR	20% max SAR 30	50% with no cap	1800 SAR	1200 SAR with 20%	1000 SAR	Covered
VIP 4	KSA only	Suite room	15,000 SAR	20% max 50SAR	20% max SAR 30	50% with no cap	1500 SAR	1000 SAR with 20%	750 SAR	Covered
VIP 5	Regional	Suite room	15,000 SAR	10% max 50SAR	20% max SAR 30	50% with no cap	1800 SAR	1200 SAR with 20%	1000 SAR	Covered
VVIP2	KSA only	Suite room	15,000 SAR	10% max 50SAR	20% max SAR 30	50% with no cap	1200 SAR	800 SAR with 20%	400 SAR up to 14 years age	Covered

Network	Area of cover	Room & Board	Maternity	Deductible	Coinsurance - Generic	Coinsurance - Innovative	Dental - Corrective	Dental - RCT & Emerg.	Optical care	IEMA
A+ 1	Regional	Private room	20,000 SAR	Nil	Nil	Nil	2400 SAR	1600 SAR with no deduction	1200 SAR	Covered
A+ 2	KSA only	Private room	20,000 SAR	10% max 50SAR	20% max SAR 30	50% with no cap	1800 SAR	1200 SAR with 20%	1000 SAR	Covered
A+ 3	KSA only	Private room	20,000 SAR	20% max 100SAR	20% max SAR 30	50% with no cap	1500 SAR	1000 SAR with 20%	750 SAR	Covered
A 1	Regional	Private room	15,000 SAR	10% max 50SAR	20% max SAR 30	50% with no cap	1800 SAR	1200 SAR with 20%	750 SAR	Covered
A 2	KSA only	Private room	15,000 SAR	20% max 100SAR	20% max SAR 30	50% with no cap	1200 SAR	800 SAR with 20%	400 SAR up to 14 years of age	Covered

Network	Area of cover	Room & Board	Maternity	Deductible	Coinsurance - Generic	Coinsurance - Innovative	Dental - Corrective	Dental - RCT & Emerg.	Optical care	IEMA
A+ 1	Regional	Private room	20,000 SAR	Nil	Nil	Nil	2400 SAR	1600 SAR with no deduction	1200 SAR	Covered
A+ 2	KSA only	Private room	20,000 SAR	10% max 50SAR	20% max SAR 30	50% with no cap	1800 SAR	1200 SAR with 20%	1000 SAR	Covered
A+ 3	KSA only	Private room	20,000 SAR	20% max 100SAR	20% max SAR 30	50% with no cap	1500 SAR	1000 SAR with 20%	750 SAR	Covered
A 1	Regional	Private room	15,000 SAR	10% max 50SAR	20% max SAR 30	50% with no cap	1800 SAR	1200 SAR with 20%	750 SAR	Covered
A 2	KSA only	Private room	15,000 SAR	20% max 100SAR	20% max SAR 30	50% with no cap	1200 SAR	800 SAR with 20%	400 SAR up to 14 years of age	Covered

Network	Area of cover	Room & Board	Maternity	Deductible	Coinsurance - Generic	Coinsurance - Innovative	Dental - Corrective	Dental - RCT & Emerg.	Optical care	IEMA
B+ 1	KSA only	Semi-private	15,000 SAR	20% max 100SAR	20% max SAR 30	50% with no cap	1500 SAR	1000 SAR with 20%	750 SAR	Covered
B+ 2	KSA only	Semi-private	15,000 SAR	20% max 100SAR	20% max SAR 30	50% with no cap	1200 SAR	800 SAR with 20%	1000 SAR	Covered
B 1	KSA only	Semi-private	15,000 SAR	20% max 100SAR	20% max SAR 30	50% with no cap	1500 SAR	1000 SAR with 20%	750 SAR	Covered
B 2	KSA only	Semi-private	15,000 SAR	20% max 100SAR	20% max SAR 30	50% with no cap	1200 SAR	800 SAR with 20%	400 SAR up to 14 years of age	Covered

Network	Area of cover	Room & Board	Maternity	Deductible	Coinsurance - Generic	Coinsurance - Innovative	Dental - Corrective	Dental - RCT & Emerg.	Optical care	IEMA
B+ 1	KSA only	Semi-private	15,000 SAR	20% max 100SAR	20% max SAR 30	50% with no cap	1500 SAR	1000 SAR with 20%	750 SAR	Covered
B+ 2	KSA only	Semi-private	15,000 SAR	20% max 100SAR	20% max SAR 30	50% with no cap	1200 SAR	800 SAR with 20%	1000 SAR	Covered
B 1	KSA only	Semi-private	15,000 SAR	20% max 100SAR	20% max SAR 30	50% with no cap	1500 SAR	1000 SAR with 20%	750 SAR	Covered
B 2	KSA only	Semi-private	15,000 SAR	20% max 100SAR	20% max SAR 30	50% with no cap	1200 SAR	800 SAR with 20%	400 SAR up to 14 years of age	Covered

Network	Area of cover	Room & Board	Maternity	Deductible	Coinsurance - Generic	Coinsurance - Innovative	Dental - Corrective	Dental - RCT & Emerg.	Optical care
C	KSA only	Shared room	15,000 SAR	20% max 100SAR	20% max SAR 30	50% with no cap	1200 SAR	800 SAR with 20%	400 SAR up to 14 years of age
D	KSA only	Shared room	15,000 SAR	20% max 100SAR	20% max SAR 30	50% with no cap	1200 SAR	800 SAR with 20%	400 SAR up to 14 years of age
E	KSA only	Shared room	15,000 SAR	20% max 75SAR	20% max SAR 30	50% with no cap	1200 SAR	800 SAR with 20%	400 SAR up to 14 years of age

Network	Area of cover	Room & Board	Maternity	Deductible	Coinsurance - Generic	Coinsurance - Innovative	Dental - Corrective	Dental - RCT & Emerg.	Optical care
C	KSA only	Shared room	15,000 SAR	20% max 100SAR	20% max SAR 30	50% with no cap	1200 SAR	800 SAR with 20%	400 SAR up to 14 years of age
D	KSA only	Shared room	15,000 SAR	20% max 100SAR	20% max SAR 30	50% with no cap	1200 SAR	800 SAR with 20%	400 SAR up to 14 years of age
E	KSA only	Shared room	15,000 SAR	20% max 75SAR	20% max SAR 30	50% with no cap	1200 SAR	800 SAR with 20%	400 SAR up to 14 years of age

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