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Loss of Personal Baggage, Personal Money & Passport
During your trip. Your personal belongings will be covered for the accidental damage or theft.
Baggage Delay
For 4 hours or more from the time of your arrival at your destination. You will be covered for emergency purchase of essential items limited to clothing, toiletries and medication.
Delayed Departure
If your flight is delayed from scheduled time of departure due to unexpected events such as strikes, adverse weather conditions, mechanical breakdown or technical fault.
Emergency Medical Expenses & Transportation
Arising from accidental bodily injury or sickness during your trip. We will also arrange for transportation to a better-equipped hospital in your country of residence or somewhere closer.
Planning a trip to Europe?
Make sure you get Travel Schengen – compulsory minimum cover required for obtaining a visa to any Schengen country. You can get your travel insurance certificate immediately after purchase.
Planning to take part in any activities or sports?
If you are planning to take part in any activities or sports including winter and water sports, trekking and safari, make sure that you are covered for it.

Product Summary

Coverage (in SAR)

Emergency Medical

Emergency Dental

Emergency Transportation

Repatriation of other insured person

Repatriation of mortal remains

Premature return (Refundable)

Visit of close relative

Cost of first aid & rescue

Personal liability

Legal assistance & cause of redress

Advance of Bail Bond (Refundable)

Cancellation of Curtailment

Delayed departure after 12 hours

Delayed baggage

Personal baggage & money

Loss of passport

Personal accident

Terrorism extension (optional)

Travel Smart**

3,750,000*

1,500*

Unlimited

Unlimited

Unlimited

Economy ticket

Economy ticket

75,000

3,750,000

15,000

37,500

18,750

Up to 1,875

1,000

18,750*

1,875*

103,000

375,000

Travel Shengen

200,000 (Excess SAR 375)

3,750

15,000

25,000

X


Benefits are for each Insured Person for Smart and Schengen plan.

*Excess of SAR 115 applicable for each and every claim.

**Excess of SAR 375 applicable for each and every claim.

Children pay 50% of the premium and enjoy cover up to 50% of the stated limit in all chapters.

***This cover is applicable only if Adventure Sports option is selected, the additional premium is paid and the Adventure Sports cover is shown on the Policy Schedule

At your Service

If you encounter any issue and want to submit a claim, our dedicated claims team can help you anytime, anywhere. Just tell us what happened and we will take it from there.

For endorsement, click here
For cancelation, click here
To submit a claim, click here

Travel Smart Policy Handbook Travel Smart Proposal Form